Loan Management System in Uganda — DeryLoan by DeryCode

DeryLoan is DeryCode's loan management system, inspired by OpenCBS architecture and built for the Ugandan market. It manages the complete lending lifecycle — from client registration to loan disbursement to repayment tracking.

DeryLoan Features

• Client management — register clients with KYC details, photos, and contact information
• Loan products — define loan types with custom interest rates, terms, and fees
• Loan origination — application, approval workflow, and disbursement
• Repayment tracking — track installments, calculate penalties, and manage defaults
• Savings accounts — client savings with deposit and withdrawal tracking
• Accounting journals — double-entry bookkeeping for all transactions
• Reports — portfolio at risk, disbursement reports, and collection reports
• MoMo integration — disburse loans and collect repayments via MTN MoMo

Technology Stack

DeryLoan uses a Supabase backend for data storage, with dedicated schemas for clients, loans, savings, and accounting. The frontend is built with React and TypeScript for a responsive, professional interface.

DeryLoan vs Ssentezo

Ssentezo charges UGX 500,000 one-time for loan management only. DeryLoan is a more complete system — including savings, accounting, and MoMo integration. It's built specifically for Ugandan microfinance institutions and SACCOs.

Contact DeryCode on WhatsApp +256 772 002 326 for DeryLoan.