SaccoWallet — SACCO Digital Wallet
SaccoWallet is DeryCode's flagship SACCO digital wallet — built for Ugandan farming communities with offline-first architecture, mobile money integration, GPS farm verification, and local language support.
The SACCO Digital Challenge
Rural SACCOs need software that works without internet, supports local languages, and integrates with mobile money. SaccoWallet was built specifically for these requirements — tested with farmer SACCOs in Kyenjojo district.
SaccoWallet Features
Offline-First
Full functionality offline with auto-sync when connectivity returns.
MoMo Integration
MTN MoMo and Airtel Money deposit and repayment.
GPS Farm Verification
Verify farm boundaries and acreage using GPS polygons.
Local Languages
Runyoro, Rutooro, Luganda, and English support.
Member Portal
Members check balances, apply for loans, and view history.
Admin Dashboard
Real-time SACCO analytics and reporting.
Who Uses SaccoWallet
- Farmer SACCOs: Agricultural cooperatives in Kyenjojo and surrounding districts.
- Rural SACCOs: Any SACCO needing offline-first software.
- Savings Groups: Community savings and lending groups.
- Microfinance: Small microfinance institutions needing digital tools.
Related Resources
Frequently Asked Questions
What is SaccoWallet?
SaccoWallet is DeryCode's offline-first digital wallet platform for Ugandan SACCOs, with MoMo integration, GPS farm verification, and local language support.
Does SaccoWallet work offline?
Yes. SaccoWallet is designed to work fully offline and sync data when internet connectivity returns — essential for rural Uganda.
Can members deposit via mobile money?
Yes. SaccoWallet integrates MTN MoMo and Airtel Money APIs so members can deposit and repay from their phones.
Ready to Get Started?
Contact DeryCode today for a free consultation and quote.
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